I hope you're staying hydrated, well-rested, and you're exercising moderately every day! Whew. It's a tall order, but it's good work.
Thought you might like to know of some resources available to you if you have the need. If I've omitted any resources that you know of, feel free to get in touch w me and I'll pass along the info. (Extra points for you if you call me: I'm contact-starved, and I'd love to hear your voice!)
The Federal Housing Financing Agency (FHFA) and Housing and Urban Development (HUD) have announced a moratorium on foreclosures and evictions for at least the next 60 days. Here's a link: https://www.hud.gov/press/press_releases_media_advisories/HUD_No_20_042 . Homeowners who are struggling financially as a result of coronavirus may postpone their mortgage payments for up to 12 months. Fannie Mae and Freddie Mac and their servicers have been instructed to be proactive in providing assistance to homeowners and to provide forbearance on their loans. Mortgage payments will be paused with no impact to credit. Here are some links to Fannie Mae and Freddie Mac assistance sites: https://www.knowyouroptions.com/covid19assistance and https://myhome.freddiemac.com/mortgage-help/contact.html
Additionally banks have posted their own policies and ways for consumers to contact them directly for assistance. Here's more info:
Bank of America: https://about.bankofamerica.com/promo/assistance/latest-updates-from-bank-of-america-coronavirus; Capital One: https://www.capitalone.com/coronavirus/; Chase Bank: https://www.chase.com/digital/resources/coronavirus; Truist Bank: https://www.truist.com/coronavirus-response/banking-solutions; US Bank: https://www.usbank.com/splash/covid-19.html; Wells Fargo: https://newsroom.wf.com/press-release/corporate-and-financial/wells-fargo-announces-aid-customers-and-communities-impacted; Mr. Cooper (mortgage servicer): https://www.mrcooper.com/blog/2020/03/20/coronavirus/ and Flagstar (mortgage servicer): https://www.flagstar.com/promo/update.html.
The Consumer Financial Protection Bureau (CFPB) is urging consumers to protect their credit during this time. https://www.consumerfinance.gov/about-us/blog/protecting-your-credit-during-coronavirus-pandemic/. This site is a good source of info: they have a number of resources focused on short-term and long-term financial protection -- for instance how to manage bill-paying in the near future, how to manage student loans, and how to negotiate debt collections.
For the latest updates and public health policies, here's a link to the Centers for Disease Control's COVID-19 site: https://www.cdc.gov/coronavirus/2019-ncov/index.html?CDC_AA_refVal=https%3A%2F%2Fwww.cdc.gov%2Fcoronavirus%2Findex.html. And you might also be interested in checking in to the EPA's website concerning coronavirus. The Good News is at the current time they haven't found the virus in the drinking- or waste-water supplies. You can learn more here: https://www.epa.gov/coronavirus/coronavirus-and-drinking-water-and-wastewater
Please take good care of yourself and your loved ones. I'm really looking forward to seeing you on the other side of this. Jen W